Bobtail insurance covers your tractor when it’s operating without a trailer attached—during deadheading, repositioning, or personal use. Standard auto liability policies often exclude or limit coverage for bobtail operations, leaving you exposed if an accident occurs while your tractor is solo. Bobtail coverage fills this gap and ensures you have protection whether you’re hauling cargo, repositioning equipment, or using your tractor for business purposes. If you operate your tractor without a trailer for any reason, bobtail insurance is essential for complete liability protection.
Direct guidance from owner Claudia—not a call center
Auto liability, cargo, physical damage, bobtail, and specialized endorsements in one place.
We help you establish and understand your business structure for optimal coverage.
Serving trucking businesses across the United States with local expertise.
No hidden fees—clear explanations of every coverage option.
Always available when your fleet needs us most.
CTB Insurance LLC is a specialized commercial trucking insurance agency serving the nation from Boca Raton, Florida. With a consultative approach led by owner Claudia, we combine expert knowledge with personalized guidance to deliver comprehensive coverage solutions for trucking businesses of all sizes. From auto liability and cargo protection to physical damage and specialized endorsements, we understand the unique challenges of fleet management and help you navigate every coverage decision with transparency and confidence. Serving trucking companies nationwide with responsive support and tailored solutions, CTB Insurance LLC is the trusted partner for reliable protection and peace of mind.
Bobtail insurance covers your tractor when operating without a trailer attached. It provides liability protection during deadheading, repositioning, or any time your tractor operates solo for business purposes.
You need bobtail insurance whenever your tractor operates without a trailer—whether repositioning between loads, returning to your facility, or moving equipment. If you use your tractor solo for any business purpose, bobtail coverage is essential.
Most standard trucking policies exclude or severely limit coverage for bobtail operations. Bobtail insurance is a separate endorsement that specifically covers tractor-only liability, protecting you from coverage gaps.
Bobtail coverage protects you from liability claims if you cause bodily injury or property damage while operating your tractor without a trailer. It covers accidents, injuries to third parties, and damage to others’ property.
Bobtail coverage limits typically match your auto liability limits—often $1 million or higher, depending on your operation. We recommend aligning bobtail limits with your primary liability coverage for consistent protection.
