Broker authority is the federal license that authorizes you to operate as a freight broker and negotiate freight between shippers and carriers. The Federal Motor Carrier Safety Administration (FMCSA) requires brokers to obtain a broker authority license and maintain specific insurance coverage to protect shippers’ freight. Without proper broker authority and the required insurance, you cannot legally accept freight as a broker or charge brokerage fees. CTB Insurance LLC helps you understand the compliance requirements and ensures you have the right coverage to operate safely and legally in the brokerage business.
Direct guidance from owner Claudia—not a call center
Auto liability, cargo, physical damage, bobtail, and specialized endorsements in one place.
We help you establish and understand your business structure for optimal coverage.
Serving trucking businesses across the United States with local expertise.
No hidden fees—clear explanations of every coverage option.
Always available when your fleet needs us most.
CTB Insurance LLC is a specialized commercial trucking insurance agency serving the nation from Boca Raton, Florida. With a consultative approach led by owner Claudia, we combine expert knowledge with personalized guidance to deliver comprehensive coverage solutions for trucking businesses of all sizes. From auto liability and cargo protection to physical damage and specialized endorsements, we understand the unique challenges of fleet management and help you navigate every coverage decision with transparency and confidence. Serving trucking companies nationwide with responsive support and tailored solutions, CTB Insurance LLC is the trusted partner for reliable protection and peace of mind.
Broker authority is a federal license from the FMCSA that authorizes you to operate as a freight broker. If you negotiate freight between shippers and carriers and charge brokerage fees, you legally need broker authority to operate.
The FMCSA requires brokers to maintain a surety bond of $75,000 and cargo liability insurance. These protect shippers’ freight and demonstrate financial responsibility. CTB Insurance LLC helps you secure both requirements.
Broker authority lets you negotiate freight between shippers and carriers. Motor carrier authority is for companies that operate their own trucks to transport freight. You may need both if you broker loads and operate your own fleet.
FMCSA approval typically takes 30-90 days once your application is complete. We help you understand requirements and ensure your insurance is in place before you apply.
Operating without broker authority violates federal law and can result in substantial fines, cease-and-desist orders, and legal liability. Proper authority and insurance protect your business and reputation.
