Auto liability insurance is legally required for all trucking companies and protects you from claims arising from vehicle ownership, operation, and maintenance. Federal regulations mandate a minimum of $750,000 coverage, but most freight brokers and shippers require $1 million—a standard that provides stronger protection against high-value claims. A single accident can exceed these amounts, making adequate coverage essential for your business continuity and financial security.
Direct guidance from owner Claudia—not a call center
Auto liability, cargo, physical damage, bobtail, and specialized endorsements in one place.
We help you establish and understand your business structure for optimal coverage.
Serving trucking businesses across the United States with local expertise.
No hidden fees—clear explanations of every coverage option.
Always available when your fleet needs us most.
CTB Insurance LLC is a specialized commercial trucking insurance agency serving the nation from Boca Raton, Florida. With a consultative approach led by owner Claudia, we combine expert knowledge with personalized guidance to deliver comprehensive coverage solutions for trucking businesses of all sizes. From auto liability and cargo protection to physical damage and specialized endorsements, we understand the unique challenges of fleet management and help you navigate every coverage decision with transparency and confidence. Serving trucking companies nationwide with responsive support and tailored solutions, CTB Insurance LLC is the trusted partner for reliable protection and peace of mind.
Auto liability covers third-party bodily injury and property damage claims resulting from accidents involving your trucks. It protects you from legal liability when your vehicle causes injury or damage to others.
Federal minimum is $750,000, but freight brokers and shippers typically require $1 million. Higher limits provide better protection since a single serious accident can generate claims well above the minimum threshold.
Yes. All trucking companies must carry auto liability insurance to operate legally. It’s a federal requirement enforced through BMC-91 or BMC-91X certificates.
No. Auto liability only covers third-party claims. Damage to your own vehicle is covered under physical damage insurance, which you can purchase separately.
Yes. We customize coverage limits based on your operation size, cargo value, and broker requirements. Larger fleets and high-value cargo typically benefit from higher limits for adequate protection.
